Florida Statute 817.61 has an extensive and comprehensive description of credit card fraud. However, in Florida, the general definition of fraudulent use of credit cards is considered an attempt to defraud a person or organization for the purpose of “obtaining money, goods, services, or anything else of value” by using a forged credit card, passing off that you’re the holder of the card, or using a card that has not been issued. Florida law considers a credit card to be a “credit card, credit plate, bank service card, banking card, check guarantee card, electronic benefits transfer (EBT) card, or debit card or by any other name.”
Under Florida law, committing credit card fraud two or fewer times in any six-month period to obtain money, goods, or services valued at less than $100 is a first-degree misdemeanor punishable by up to a one-year prison sentence and $1,000 fine. If over a six-month period of time, a person were to commit credit card fraud two or more times to obtain money, goods, or services valued at greater than $100, they would be charged with a third-degree felony punishable by up to a five-year prison sentence and $5,000 fine.